ABOUT

About FinLabCore

We build one thing and run it every day: a digital banking and payments platform with its own double-entry books, the core that lets a brand launch and operate modern financial services without building a bank’s software from scratch.

Why this platform exists

Financial software has a credibility problem: products that demo beautifully and operate painfully, balances without books behind them, “white-label” that means a fork ageing in your repo. We built FinLabCore the other way up, a real ledger first, an operating back office beside it, and every brand a tenant, not a copy, because the only honest test of banking software is running it. So we do: Montowire operates on this core in production.

The principles the product is made of

  • Own the books. If the statement and the general ledger can disagree, the architecture is wrong. Ours cannot, by construction.
  • Operations are the product. The back office is not an admin screen; it is half of what we ship.
  • Configuration over code. Rails, issuers, tariffs, capabilities, commercial decisions should move at commercial speed.
  • One core, no forks. Every improvement lands for every brand; nobody launches onto ageing software.

The company

CompanyFinLabCore OÜ
LocationPeterburi tee 53, Tallinn, Estonia
Registry code17104525
Phone+372 60 28445
What we doThe platform, and fintech development and team extension services as a second line

Leadership

Nataliia Panasenko

Management Board Member

Oleksandr Tseitelman

Management Board Member

Running in production

Montowire, a multi-currency banking and payments platform for business clients, operates entirely on FinLabCore: accounts, SWIFT/SEPA and local rails, FX and crypto, cards, compliance and the full back office, under its own brand.

Judge us by the running system

The platform is live; the demo is the proof. Bring your hardest questions.

Prefer to talk first? Talk to us →