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CRYPTO

Crypto accounts, transfers and crypto-to-fiat conversion

Give your clients crypto the way a bank would: accounts with deposit addresses, transfers in and out under real controls, and conversion to fiat or between assets through an institutional exchange venue, every movement booked at full precision into the same double-entry ledger as their fiat.

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Crypto accounts and deposit addresses

A client’s crypto lives where the rest of their money does, in the same profile, alongside their fiat accounts, under the same mandates and access rules. Each crypto account carries deposit addresses, so receiving crypto is as simple as sharing an address: incoming funds land in the client’s account and in your books, not in a third-party wallet with its own numbers.

Transfers in and out, controlled like money

Crypto transfers are money movement, and the platform treats them that way: initiated and signed in the web or mobile apps under the client’s signatory mandates, screened before they leave with hold, rejection and action-required outcomes, subject to per-client limits and policy routing to back-office approval, and fully attributable, end to end. Transaction monitoring.

Crypto to fiat and crypto to crypto through an institutional venue

Conversion executes through an institutional exchange venue, integrated behind the same provider-agnostic layer as payment rails and card issuers, the venue is configuration, not a hard dependency. The client sees one motion in your apps: convert crypto to fiat, or one asset to another, with the result settling into their accounts. For the fiat-only side of conversion, spot FX works the same way one screen over.

Full-precision accounting in the same ledger as fiat

This is where crypto banking software usually falls apart, and where FinLabCore does not. Crypto balances and conversions are booked into the same double-entry ledger as fiat, at full precision: balanced write-once entries, dual valuation in account and reporting currency, daily revaluation of open positions. One statement, one trial balance, one audit story, with crypto amounts never rounded to fit a fiat-shaped column.

Crypto as a priced revenue line

Crypto activity earns the way the rest of the platform does: transfer fees and conversion margin today. Full per-client crypto pricing through the tariff engine, booked to dedicated income positions so crypto revenue reports itself by line, is in development. The full pricing story lives on Crypto Pricing.

Crypto accounts and conversion FAQ

How do clients receive crypto?
Through deposit addresses on their crypto accounts, incoming transfers land in the client’s account and are booked into the platform’s ledger, not held in an external wallet.
The asset set is configuration plus venue reach, mapped to your markets and permissions rather than fixed by the product, bring your list to the demo.
Through an institutional exchange venue behind the integration layer: the client converts in your apps, the venue executes, and the result settles into their accounts, booked like any other movement.
Full precision, in the same double-entry books as fiat, with dual valuation fixed at registration and daily revaluation of open positions. How the ledger handles it.
The same ones that apply to money: signatory mandates, pre-departure screening with hold and rejection outcomes, per-client limits, policy-based back-office approval and a full attributable history.
Yes, capabilities are enabled per tenant with controlled rollout and instant switch-off, so crypto joins your offering when your market and permissions are ready. How multi-tenancy works.

Watch crypto behave like money

A deposit lands, a conversion executes, the entries balance, the demo shows crypto with the discipline of banking behind it.

Book a Demo  ·  See the Ledger.